INTEREST FREE PAYMENT PLANS ON A LATITUDE GEM VISA CREDIT CARD*

Long term payment plans let you break your bigger purchases into flexible monthly repayments.

Also available on other participating Latitude credit cards. For eligible purchases above a minimum financed amount using a Minimum Monthly Payment Plan. T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply.

Approved customers only. Credit provided by Latitude Finance Australia
ABN 42 008 583 588 Australian Credit Licence Number 392145.

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How Interest Free payment plans work

MINIMUM MONTHLY PAYMENTS

  • You need to make a minimum payment each month, but have flexibility to make extra payments at any time.
  • Paying only the minimum each month will not pay the balance in full before the expiry of the plan.

PAYMENT PLANS

6 MONTHS

Minimum spend $150 for 6 months.
Exclusions may apply.

12 MONTHS

Minimum spend $800 for 12 months.
Exclusions may apply.

24 MONTHS

Minimum spend $2,000 for 24 months.
Exclusions may apply.

Latitude Interest Free FAQs

Latitude Interest Free offers flexible long-term Interest Free payment plans to suit your needs. From 6-12 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer's Edge credit card customers can checkout using Latitude Interest Free payment plan.

Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and monthly account service fee of $10.95 applies (subject to change).

Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is $150. Gift cards are excluded.

You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit and BPAY® are available.

You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.

Important Information

*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95  (subject to change). Minimum spend applies to different plan term(s): minimum spend $150 for 6 months, $800 for 12 months and $2000 for 24 months. Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card.  Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.

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