INTEREST FREE*


Long term payment plans let you break your bigger purchases into flexible monthly repayments.

Pay on a plan with participating Latitude credit cards. Minimum spend applies. Monthly payments required. T&Cs, card fees & other charges apply. Exclusions may apply.

Approved customers only. Credit provided by Latitude Finance Australia
ABN 42 008 583 588 Australian Credit Licence Number 392145.

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Apply for a Latitude Gem Visa credit card now.

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How Interest Free payment plans work

MINIMUM MONTHLY PAYMENTS

  • You need to make a minimum payment each month, but have flexibility to make extra payments at any time.
  • Paying only the minimum each month will not pay the balance in full before the expiry of the plan.

PAYMENT PLANS

6 MONTHS

Minimum spend $150 for 6 months.
Exclusions may apply.

12 MONTHS

Minimum spend $800 for 12 months.
Exclusions may apply.

24 MONTHS

Minimum spend $2,000 for 24 months. Offer ends 04/12/2024.
Exclusions may apply.

24 MONTHS INTEREST FREE*

Available on a payment plan with participating Latitude credit cards. Minimum spend $2000. Monthly payments required. T&Cs, card fee & other charges apply. Offer ends 04/12/2024. Exclusions may apply.

*Approved customers only. Monthly card fee of $10.95 applies (subject to change). Monthly payments required (exact amounts specified in your statement). Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. If there is an outstanding balance after the interest free period ends, interest will be charged at the Expired Promotional Purchase Rate, currently 29.99% (subject to change). Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145​

Latitude Interest Free FAQs

Latitude Interest Free offers flexible long-term Interest Free payment plans to suit your needs. From 6-12 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer's Edge credit card customers can checkout using Latitude Interest Free payment plan.

Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and monthly account service fee of $10.95 applies (subject to change).

Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is $150. Gift cards are excluded.

You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit and BPAY® are available.

You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.

Important Information

*Approved customers only. Monthly payments required (exact amounts specified in your statement). Minimum spend applies to different plan term(s): minimum spend $150 for 6 months, $800 for 12 months and $1200 for 24 months. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. If there is an outstanding balance after the interest free period ends, interest will be charged at the Expired Promotional Purchase Rate, currently 29.99% (subject to change). Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588

Australian Credit Licence number 392145.

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